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Velvet Digest

Is there a deductible for Verizon phone insurance?

Author

Ethan Hayes

Updated on April 26, 2026

Deductibles: For device replacement, the deductible per claim will be $9/$99/$149/$199/$249 depending on device. If your smartphone is eligible for cracked screen repair, the deductible is $29. Cancellation Policy: Cancel anytime and receive a prorated refund of your monthly fee.

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Keeping this in view, how much is the deductible for Verizon phones?

It protects against device malfunction, damage, loss and theft; and carries a $49 - $199 deductible depending on the device. Verizon's deductibles tend to be a little lower -- most high-end Android phones won't hit the $199 deductible.

how do I use my Verizon phone insurance? If your device is:

  1. Lost, stolen or damaged - You can file a claim on Asurion's website or by calling (888) 881-2622.
  2. Has a manufacturer's defect - Call Verizon at (866) 406-5154. Florida residents: Please file a claim on Asurion's website or call (888) 881-2622 for a manufacturer's defect.

Similarly, what does the Verizon phone insurance cover?

Wireless Phone Protection is a device protection option that gives you: Coverage for loss, theft and damage (including water damage) As soon as next-day device replacement. Unlimited cracked-screen repair for $29/claim for select smartphones and subject to parts availability*

Does Verizon insurance cover broken screen?

Verizon is offering some new perks for customers on its Total Mobile Protection insurance plans, including the option to get broken or cracked phone screens replaced for a $79 deductible — if you live in the right area, that is.

Related Question Answers

Is Verizon total mobile protection worth it?

The rest cover small problems, broken screens, water damage, etc. However, there is a deductible for almost all plans. And while all five of the plans from Verizon have benefits, only a few are actually worth buying. We won't go over all of them today, and instead will focus on the Total Mobile Protection.

Will Verizon replace my phone?

If your device is lost, stolen or damaged, you can file a claim on Asurion's website or by calling (888) 881-2622. If your device has a manufacturer's defect (except in Florida), call Verizon at (866) 406-5154.

Do you get a new phone with Asurion?

Asurion. Once your insurance claim is approved, you'll be told if Asurion is electing to repair or replace the device, if it's the latter, they'll ship it out to you overnight. It may be new, or it may be refurbished. A phone charger, battery, and a SIM card will be included.

Is it better to get AppleCare or Verizon insurance?

However, for most consumers, AppleCare is a better option. You not only have the freedom of choosing whatever career you like and having an unlocked phone, but you get repairs direct from Apple. And it's cheaper monthly than Verizon. So when you purchase your next iPhone, make sure to get AppleCare along with it.

How do I get a replacement phone from Verizon?

Lost, stolen or damaged - You can file a claim on Asurion's website or by calling (888) 881-2622. Has a manufacturer's defect - Call Verizon at (866) 406-5154.

Is mobile insurance worth?

Cell phone insurance can be worth it if you're prone to damaging or losing your phone. We've done the calculations and find in the long term, cell phone insurance could cost more than repairing your phone without it.

How do I make an insurance claim on my Verizon phone?

Next, you will need to file an insurance claim:
  1. The fastest and easiest way to file is online at
  2. Or you can contact Asurion Customer Care at (888) 881-2622.

How does Verizon fix cracked screens?

Unlimited cracked screen repair. Get your screen repaired for $29 on an eligible smartphone, each time you need it. You can also have it repaired as soon as the same day. Visit verizon to check eligibility, which is subject to change.

How much is the deductible for Verizon total mobile protection?

Verizon Protect MD is $50 for 3 lines and Additional Coverage is available for up to 7 additional lines (10 lines total per account) for $11/line. Covered devices: Your device and standard accessories2 (if included in the loss) are covered if lost, stolen or damaged3 and/or experiences a post-warranty defect.

Does my phone insurance cover a cracked screen?

Cell Phone Insurance While warranty will cover you for mechanical breakdowns and faults, it's of no help if, like so many of us, you accidentally damage your device. Additional insurance will usually cover: Accidental damage including a cracked screen and water damage.

How long does it take to get a replacement phone from Verizon?

It depends on which shipping option you select. The following shipment options are available for purchases placed online within the US only, excluding Alaska and Hawaii. 2-day shipping: Orders placed before 8 PM ET Monday - Friday, or before 2 PM ET on Saturday, excluding holidays, will be delivered in 2 business days.

Do I need insurance on my phone?

The Mobile Protection Pack costs $12 per month per phone. Both cover device malfunctions, loss, theft, and damage, as well as tech support. If you don't care about tech support, a $9 plan offers the same protection. More expensive phones, not surprisingly, cost more to insure and incur higher deductibles.

What is covered under Verizon total mobile protection?

Total Mobile Protection - Lost, stolen or damaged device Verizon's Total Mobile Protection is a device insurance plan covering loss, theft, damage, and post-warranty defects.

How much does Apple care cost?

Pricing varies depending on the cost of AppleCare+ for your device, but for a $199 plan you'll pay $9.99 per month, or for a $299 plan you'll pay $14.99 per month.

How do I cancel my insurance with Verizon?

How to Cancel Your Verizon Phone Insurance:
  1. Click here to go to the Verizon website.
  2. Log in to your account.
  3. Go the My Plan & Services, then Manage Products and apps, then click manage your products. (
  4. Then Scroll to "Total Mobile Protection" click Remove from Account button on upper right corner of the tab. (

What does my Verizon services app do?

"My Verizon Services" Android app: See for yourself the data Verizon has collected about you. A history log of every time you change "settings": when you turn on/off airplane mode, GPS, your ringer, Wi-Fi, when you restrict apps from using mobile data, etc.

Can Verizon fix my Iphone?

Verizon posted a list of the 220 repair locations on its website. Apple charges less under its AppleCare program. Although it does not promise same day service, the company frequently can repair a screen in a single store visit. Only about 40% of smartphone owners pay for insurance, Verizon said.

Can asurion bill your Verizon account?

Asurion does NOT bill your credit card, debit card or bank account for monthly premiums. Asurion is billed to your Verizon Wireless bill and you pay it from there.

How do I know if my Iphone has insurance?

Once signed in, tap your account icon at the top of the screen. Once the screen has loaded, tap “Check Coverage.” You'll see a screen that shows every device associated with your Apple ID, as well as a note mentioning whether it is currently covered by AppleCare or AppleCare+.