How do you call lightstream?
Christopher Harper
Updated on May 17, 2026
Please call us at 574-278-7121 for assistance.
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People also ask, how do I contact LightStream loans by phone?
If you receive a suspicious call or if you believe your account security has been compromised, call us immediately at 800.447. 8994.
Beside above, how do I contact LightStream? Contact us right away by emailing [email protected]lightstream.com.
Subsequently, question is, is there a phone number for LightStream?
Washington Street, Suite 3900, Las Vegas, NV 89101; Phone: 702.486. 3132; Email: [email protected]
Is LightStream a good lender?
LightStream charges no fees on its personal loans and is even willing to beat competitors' rates by 0.1 percent (with some restrictions). Plus, it offers to send you $100 if you're unsatisfied with the loan process. If you have a strong credit history and plenty of assets, this lender could be a good fit.
Related Question AnswersDoes LightStream affect credit?
You may receive personalized rates from multiple lenders that partner with us, including LightStream. Pre-qualifying will not impact your credit.What FICO score does LightStream use?
LightStream snapshot| Loan amount | $5,000 – $100,000 |
|---|---|
| APR | 3.49% – 16.79% |
| Minimum credit score | 660 |
| Time to receive funds | As soon as same day |
Are LightStream loans secured?
A fixed rate loan for practically anything. LightStream offers a unique lending solution that allows customers with strong credit to borrow funds for purchases that had previously required collateral, or that fall into categories where few or no loan options exist.What credit agency does LightStream use?
LightStream pulls your Experian and Equifax credit reports. LightStream does not offer soft pull preapprovals.How long does LightStream take to approve?
When you are approved for a LightStream loan you have 30 days to have the funds transferred into your account. Once 30 days have passed, the application will expire and you will have to re-apply for a loan.Does LightStream do a soft pull?
Hard pull/soft pull: Applying for a LightStream loan will trigger a Hard Pull. LightStream pulls your Experian and Equifax credit reports. LightStream does not offer soft pull preapprovals.Does Suntrust have 24 hour customer service?
Contact Us. If you have a SunTrust account specific request or question and have access to online banking, please log-on to Online Banking and send us a secure message, or call us at 1-800-SUNTRUST to speak with a customer service representative.Can I refinance my LightStream loan?
LightStream doesn't allow borrowers to refinance existing LightStream loans, but it does refinance loans from other lenders. The company offers loans from $5,000 to $100,000, with no origination fees. Pre-qualify and receive a personalized rate from multiple lenders on NerdWallet.Is it hard to get approved by LightStream?
Hard credit check: LightStream does a hard pull on loan applications that originate on its website. However, the lender uses a soft credit check to pre-qualify applicants if you apply through NerdWallet.Is there a LightStream app?
Online and Mobile Accessibility. Resources and tools that are free and down-loadable on the Internet make lightstream.com more accessible. We test our applications using the most prevalent assistive technologies. In most cases, these applications are free and may be pre-installed on your most popular devices.Does LightStream have an app?
Unlike other software, Lightstream is a broadcast studio in the cloud. Because of that, it can do some very cool things that other software can't. One of these features is our app that allows you to control your stream from any mobile device.What is a LightStream loan?
LightStream is an online lending division of SunTrust Bank that specializes in creating competitive, fixed-rate personal loans. Its LightStream mission is to reward borrowers who have good or excellent credit with low-cost personal loans that have an easy and virtually paperless application process.What is LightStream SunTrust?
An Online Consumer Lending Division of SunTrust Bank. Welcome to LightStream! We are a national online consumer lending division of SunTrust Bank, the flagship subsidiary of SunTrust Banks Inc., one of the nation's leading financial services companies.What is a good credit score?
For a score with a range between 300-850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most credit scores fall between 600 and 750.Does LightStream have origination fees?
No fees: LightStream has no origination fee or prepayment penalty fees for paying your loan off early. Same day funding possible: You can get funding from your LightStream loan the day you apply as long as your application is verified and approved before 2:30 p.m. EST on a business day.Can you have more than one LightStream loan?
That means your credit score, income and existing debts will have a big impact on how much of a personal loan you can get approved for.How much of a personal loan can I get?
| Lender | Personal Loan Amounts |
|---|---|
| LendingClub | $1,000 - $40,000 |
| LightStream by SunTrust Bank | $5,000 - $100,000 |
